The Aspire Gold Visa Card is a credit card that offers a line of credit that is designed for those that do not have the best credit score. You will find that this line of credit offers many benefits, nonetheless. The card is provided to you by Columbus Bank and Trust. This line of credit may be the best choice for you if you are looking to improve your credit score through the use of credit cards. Since it is reported through major credit bureaus, you will find benefits for doing this.

The Aspire Gold Visa Card provides for an APR that is rather high at 19.75%. This is a variable rate and offers minimum caps. This means that the line of credit will always have a rather high interest rate on it as the caps are in place to not allow the interest rate to fall even if the Prime rate does. You will pay the highest prime rate in a 90 day period. In addition, there is a $150 annual fee for this credit card. You will have a set up fee for the Aspire Gold Visa Card at a fee of $29 as well as a maintenance fee of $6.50 per month.

The Aspire Gold Visa Card is a good choice for those looking for a credit card that has no security deposit, is a good choice for those that have less than ideal credit and those that are willing and able to pay off their balance each month to keep from being charged the high interest rates. This is an unsecured Visa card which can be used any place that accepts Visa. In addition, those that are looking for a low monthly payment may find it here as well.

The Aspire Gold Visa Card offers you the ability to re-establish or establish your credit history. If you make sure to make payments on time each month and keep your credit debt rather low, you will save a great deal of money in the long run as you use this card to improve your credit score.