How successful we are on a personal finance front is often tied closely to our self esteem. Let's look at your relationship with money and how your self esteem or lack there of, can affect your finances.

For starters, would you say youre confident when it comes to personal finance matters? Are you proud of what it is you do to make money or do you doubt your abilities to bring in the income you desire?

If you worry about money, often find yourself in debt, don't believe in your ability to earn a good wage then your monetary self esteem is low and in need of a little boost.

Maybe you feel guilty when you have money or have a habit of spending it as soon as you get it.

If you really want to make a change in your financial picture you have to shake things up a bit. You need to look at whats working and whats not.

The first step to solving your issues surrounding money is to get to the root of any personal finance problems. Low self esteem is often a contributing factor and for some people, it may be the one thing that has held them back from the financial success they seek.

So take some time to really look your self esteem and how it positively or negatively affects your personal finance matters.

If your monetary self esteem is low you need to develop a whole new belief system in order to open the door to greater wealth.

Successful people don't get where they are without positive self esteem. It stands to reason then that your money and finance problems could be rooted in low self esteem.

If you're frustrated over your money and finance situation than maybe you need to boost your self esteem.

So if you suffer from a negative outlook and low self esteem what can you do to turn things around?

First of all, you need to understand that negative thinking will get you nowhere. It will either keep you in the same money and finance situation forever or it can pull you down even further. Nobody wants things to go from bad to worse.

So before that happens, commit to yourself to make a change - a positive change that will bring abundance into your life.

Understanding that you have the power to affect positive change is a good first step. Once you believe you have the power to bring more money into your life and give yourself permission to enjoy the money you do have, you'll find that money and finance issues won't weigh so heavily on your thoughts.

There are many ways a person can boost their self esteem. One of my favourite ways is to focus on my strengths.

When you've done a good job - compliment yourself. Pat yourself on the back, don't wait for someone else to do it for you.

I also like to reward myself with something I enjoy doing that doesn't cost money, like going for a leisurely walk with a friend or spending some quality time with my kids playing a game.

For me it's not about working harder, it's about working smarter. Doing the best I can and recognizing it. Calling an end to my work day and enjoying the other things in life that matter. It's about nurturing myself and my talents. It's also about praising myself and cultivating self-belief.

If all you ever do is work and stress over all the hard work you put in for the little money you earn you'll continue to be miserable. Your self esteem can't rise without a healthy attitude and a little nurturing of your spirit and the things that are most important. If you learn to nurture yourself and those in your life who are important to you, you'll find that abundance is naturally forth coming. You just need to be open to enjoying all that's good in your life.

Money isn't everything and the sooner you start believing in yourself and nurturing your new money and finance beliefs, the sooner you'll experience growth in both your pocketbook and in your relationships with others.

So encourage yourself. Appreciate your accomplishments and from time to time pat yourself on the back.